WHY CONTINUUM

A different kind of risk advisory

Most large brokers offer ‘free’ risk reviews. Big Four firms charge fees that price out growth companies. Continuum operates in the gap between them.

Traditional brokers

Free review, tied to placement

  • · Advice is a sales tool
  • · Recommendations favour placement
  • · No fee — no accountability
  • · Excludes companies that don’t buy

Continuum

Paid, independent, Asia-specific

  • · No placement conflict
  • · Fees paid — advice is yours
  • · MAS / SFC / VASP regulatory depth
  • · Right-sized for growth-stage companies

Big Four advisory

Comprehensive but inaccessible

  • · Genuine independent advice
  • · Deep specialist bench
  • · USD 50–200k+ engagement fees
  • · Excludes Series A–C companies

Independent risk advisory for digital economy companies in Asia — at the quality of a Big Four practice, at a price that works for a growth-stage company.

WHAT WE OFFER

Three service lines

From a one-off programme review to an embedded risk advisory relationship — designed around what digital economy companies in Asia actually need.

01 — ENTRY ENGAGEMENT

Risk Programme Review

USD 6,500

Fixed fee · 4 weeks

Best forSeries A–D tech, fintech, or digital asset company with no formal risk review. Pre-funding, pre-licence, or board-driven.

What you receive

  • 20–30 page written report
  • Business risk profile and heat map
  • Insurance programme assessment — plain language, every coverage line
  • Market benchmarking vs peer companies
  • Prioritised gap analysis with remediation costs
  • MAS / SFC regulatory compliance checklist

02 — GOVERNANCE BUILD

Risk Framework Design

USD 12,000 – 20,000

Fixed fee · 6–8 weeks

Best forCompanies building governance infrastructure from scratch — MAS licence applicants, PE/VC-backed companies ahead of exit, post-incident governance review.

What you receive

  • Risk Register — populated with your actual risks
  • Risk Appetite Statement — board-adoptable policy
  • Insurance Strategy Document — for MAS examiners and investors
  • Incident Response and Escalation Protocol
  • Board Risk Report Template — quarterly, completable in under two hours

03 — ONGOING RELATIONSHIP

Retained Risk Advisory

USD 3,500 – 7,000 / month

Monthly retainer · Ongoing

Best forCompanies that need a CRO function but can’t justify a full-time hire. Scaling businesses, regulated entities, companies expanding across Asia.

What’s included monthly

  • Risk intelligence brief — with a client-specific addendum
  • Quarterly risk review meeting (60–90 min)
  • Contract and counterparty risk reviews (2–3 per month)
  • Incident support — first 48 hours
  • Annual full programme refresh

THE PROCESS

How an engagement works

A structured, four-stage process for the Risk Programme Review — our entry-level engagement. Framework design and retained advisory follow a similar rhythm.

1

Discovery · 30 min

Understand the need

A structured conversation to understand what’s driving the request — regulatory, investor, board, or operational. We qualify whether there’s a real engagement opportunity and discuss scope.

2

Weeks 1–2

Kickoff and analysis

We send a structured information pack. You share your documents, programme details, and any incidents. Our team conducts market research, benchmarking, and analysis.

3

Weeks 3–4

Draft and review

We produce a draft report and walk you through the key findings in a 60-minute review call. Your feedback is incorporated before the final report is issued.

4

Close-out call

Deliver and next steps

Final report delivered. We discuss the priority recommendations and agree what comes next — whether that’s a retained relationship, a framework build, or a referral to Continuum HK for insurance placement.

WHAT YOU RECEIVE

Deliverables in detail

Everything is written to be used — presented to your board, shown to your regulator, shared with your investors. Not filed away.

📋

Risk Programme Review Report

20–30 pages · indexed · board-ready

Executive Summary
Three things that matter most — for a CEO or CFO who reads nothing else.
Business Risk Profile
Heat map of your key risks: operational, financial, regulatory, cyber. Specific to your business model.
Programme Assessment
Plain-language review of each coverage line — what it covers, what it excludes, whether the limit is right.
Market Benchmarking
How your programme compares to peers at the same stage and sector in Asia.
Gap Analysis
Prioritised list: what’s missing, why it matters, what it costs to fix, in what order.
Regulatory Checklist
MAS / SFC / VASP requirements mapped to your current position: Met / Partial / Gap.
📁

Risk Framework Documents

Five documents · ready for board adoption

Risk Register
Populated with your actual risks, risk owners, likelihood and impact scores, and current controls.
Risk Appetite Statement
Board-adoptable policy in plain English. Defines what risks you’ll accept and what you won’t.
Insurance Strategy Document
What you insure and why. Designed for MAS examiners, investors, and your own governance records.
Incident Response Protocol
One-page flowchart and narrative: who decides what when things go wrong.
Board Risk Report Template
Quarterly reporting template completable in under two hours.

Retained Advisory — Monthly Inclusions

USD 3,500–7,000 per month · All-inclusive

Risk Intelligence BriefMonthly briefing with a client-specific addendum — regulatory developments, capacity changes, claims trends relevant to your business.
Quarterly Risk Review Meeting60–90 minutes. Risk register update, programme status, regulatory horizon, new business risks flagged.
Contract & Counterparty Reviews2–3 per month. We review risk-relevant clauses in new contracts — indemnity, liability caps, insurance requirements.
Incident SupportFirst 48 hours. When something goes wrong, you call us first. We help you understand coverage, notifications, and next steps.

WHO WE WORK WITH

Built for Asia’s digital economy

Our advisory practice focuses on companies where risk is evolving quickly and where the regulatory environment creates specific governance requirements.

Trigger: MAS / SFC VASP licence · Investor requirement

Digital Asset & Crypto Companies

Virtual asset service providers navigating MAS, SFC, and regional VASP frameworks. We understand the specific risk governance requirements that regulators expect and that investors increasingly require before funding.

💳

Trigger: MAS MPI / CMS licence · Operational resilience

Fintech & Payment Institutions

Licensed payment institutions and fintech companies under increasing MAS scrutiny on operational resilience, third-party risk management, and business continuity. We help you evidence the governance that regulators expect.

🏗️

Trigger: Funding round · Exit readiness · Board requirement

Series A–D Technology Companies

Growth-stage technology companies whose investors and boards are asking for formal risk governance that simply doesn’t exist yet. We build the framework, then help you maintain it as the business scales.

🌏

Trigger: Regional expansion · Post-acquisition integration

Regional Subsidiaries

Asian subsidiaries of global companies operating with minimal local risk infrastructure while the parent assumes governance is handled centrally. We provide the local risk advisory function the parent can’t supply from headquarters.

PRICING

Clear, fixed fees

No hourly rates, no surprises. Every engagement is scoped and priced upfront — you know exactly what you’re getting and what it costs before we start.

ServiceFeeTypical timeline
Risk Programme ReviewUSD 6,5004 weeks
Regulatory Readiness Review — MAS / SFC / VASP specificUSD 4,5003 weeks
Risk Framework DesignUSD 12,000–20,0006–8 weeks
Programme Review + Framework Design (combined)USD 16,000–24,0008–10 weeks
Retained AdvisoryUSD 3,500–7,000 / monthOngoing
Facilitated Risk WorkshopUSD 3,500 / dayOn-site or virtual
Contract Risk Review — ad hocUSD 1,500–3,0005 business days

All fees are fixed and agreed in writing before work begins. Scope variations are discussed and priced separately — there are no hidden charges.

GET STARTED

Start with a 30-minute discovery call

Tell us what’s driving the need — regulatory, investor, board, or operational. We’ll tell you whether there’s an engagement that fits, and what it would look like.