Bitcoin is no longer just a crypto-native asset—it’s becoming a treasury strategy. Companies like MicroStrategy and Tesla paved the way, and now, a growing number of firms are adding Bitcoin to their balance sheets. The rationale? Diversification, inflation protection, and a signal of forward-thinking financial leadership.

But with reward comes risk. Here’s what’s driving treasury adoption—and how Continuum supports corporates navigating this bold new territory.

The Appeal: Diversification, Hedge, and Narrative

Bitcoin’s appeal lies in its scarcity (capped at 21 million), liquidity, and low correlation with traditional assets. For treasury teams, it offers:

  1. A hedge against inflation: In times of currency debasement, Bitcoin’s fixed supply offers protection.

  2. Diversification: As a non-traditional asset, it can reduce portfolio correlation and improve risk-adjusted returns.

  3. Investor confidence: For some companies, adopting a Bitcoin strategy has signaled innovation and long-term thinking—attracting new shareholders and media attention.

The strategy isn’t about betting the farm—it’s about strategic allocation. In many cases, companies start small, using regulated custodians and clearly communicating their thesis to stakeholders.

The Risks: Volatility, Custody, and Accountability

Bitcoin treasuries carry real risk:

  1. Price volatility: Sudden drawdowns can dent quarterly earnings and shake investor confidence.

  2. Custodial exposure: Loss of private keys or a compromised custodian can lead to permanent asset loss.

  3. Reputational and governance risk: Boards and executive teams are under greater scrutiny when crypto is involved. One misstep can bring regulatory, investor, or shareholder action.

Even well-managed crypto holdings can attract litigation or regulatory inquiry—particularly in volatile markets.

How Continuum Supports Treasury Strategies

That’s where Continuum comes in. Our team has worked with digital asset institutions since 2017, helping clients manage risk across on-chain and off-chain exposures. For corporates exploring Bitcoin treasuries, we support:

  1. Custody risk transfer: Insurance solutions for hot and cold wallet storage.

  2. Crime & cyber coverage: Protection against theft, hacks, and insider risk.

  3. D&O insurance: Critical coverage for boards and execs navigating high-risk treasury decisions.

From structuring policies to aligning with your legal and accounting team, Continuum ensures your treasury strategy is backed by smart, transparent risk management. If your team is exploring digital assets or already managing crypto exposure, contact us to help you build a secure, insurable foundation.