AI is giving advice. Who’s liable when it gets it wrong?
As AI-generated outputs become embedded in client-facing services, the line between technology and professional liability is blurring and most policies weren’t written with this in mind.
The question isn’t just whether your AI is accurate. It’s whether your coverage is structured for how you’re actually using it.
Three things PI underwriters are paying close attention to right now:
→ Whether AI outputs qualify as professional advice
→ How firms disclose the limitations of their models
→ Where human oversight sits in the decision chain
Swipe through to see where the coverage gaps are forming — and what’s driving the scrutiny. 👉
Continuum Risk Advisory (HK) Ltd (‘Continuum’) is a private limited company registered in Hong Kong under Company Number 79806049. Continuum is an appointed representative of Freed Capital Ltd which is authorised and regulated by the Hong Kong Insurance Authority under Licence Number GB1096.
Continuum Risk Advisory Pte Ltd, a private limited company registered in Singapore, UEN 202316352E, is an independent consultancy and technology provider.
AI is giving advice. Who’s liable when it gets it wrong?
As AI-generated outputs become embedded in client-facing services, the line between technology and professional liability is blurring and most policies weren’t written with this in mind.
The question isn’t just whether your AI is accurate. It’s whether your coverage is structured for how you’re actually using it.
Three things PI underwriters are paying close attention to right now:
→ Whether AI outputs qualify as professional advice
→ How firms disclose the limitations of their models
→ Where human oversight sits in the decision chain
Swipe through to see where the coverage gaps are forming — and what’s driving the scrutiny. 👉