Every price below is an annual premium in HKD, excluding the Insurance Authority levy, and subject to the underwriter's acceptance of your application.
Cyber cover for businesses with revenue up to HKD 300M.
Cyber, technology PI and general liability together, for tech firms with revenue up to HKD 50M.
| Revenue (last 12 months) | HKD 8M limit | HKD 12M limit | HKD 16M limit |
|---|---|---|---|
| Up to HKD 50M | HKD 16,000 | HKD 20,500 | HKD 23,500 |
| HKD 50M – 100M | HKD 20,800 | HKD 26,600 | HKD 30,600 |
| HKD 100M – 200M | HKD 26,400 | HKD 33,800 | HKD 38,800 |
| HKD 200M – 300M | HKD 32,000 | HKD 41,000 | HKD 47,000 |
| Cyber limit | Tech PI HKD 8M | Tech PI HKD 16M |
|---|---|---|
| HKD 8M | HKD 30,000 | HKD 35,500 |
| HKD 12M | HKD 34,500 | HKD 40,000 |
| HKD 16M | HKD 37,500 | HKD 43,000 |
Annual premiums in HKD, excluding the Insurance Authority levy. Tech Provider Package prices are for revenue up to HKD 50M. Cover is subject to eligibility, the underwriter's acceptance and the full policy wording.
Expert help from the first call
Getting the business running again
When customers or regulators come to you
Client contracts usually ask for professional indemnity and general liability before work starts. Technology PI excludes cyber and data breach claims, so a firm with PI alone is left exposed to the risk clients worry about most. The Tech Provider Package closes that gap in a single application.
Download your package's PDF application from the comparison above, complete the questions about your business and IT controls, and email it to [email protected].
Delta reviews your application and confirms your terms.
Cover starts on written confirmation. Save the 24/7 hotline: +852 2319 4707.
Cyber insurance protects your business from the financial losses that follow a cyber attack or data breach: the cost of experts to respond, restoring data and systems, lost income while you are down, ransom demands, and claims or regulatory action from customers and authorities.
For Hong Kong SMEs, the SME Cyber Package starts at HKD 16,000 a year for a HKD 8M limit, depending on your revenue. The Tech Provider Package, with cyber, technology PI and general liability, starts at HKD 30,000 a year. Prices exclude the Insurance Authority levy and are subject to underwriting.
If you need cyber cover only, choose the SME Cyber Package. If you provide technology services to clients, such as IT consulting, software or web development, SaaS, managed support or contract staffing, choose the Tech Provider Package. Client contracts often require professional indemnity and general liability, and tech PI does not cover cyber claims, so the package includes all three.
Call the 24/7 breach response hotline on +852 2319 4707 before engaging any vendor. Delta's breach response partner, DAC Beachcroft, coordinates legal, IT forensic and public relations specialists from the first call. Then let us know as soon as practicable.
As early as possible. Many businesses buy when they win their first major client, when contracts start to require it, or as the team grows past ten people. Insurers expect basic controls in place, such as backups, patching and access controls, so it pays to have these ready.
Businesses above the revenue limits, or in sectors such as fintech, payments, crypto and digital assets, healthcare or legal services, need individually underwritten cover. That is Continuum's specialism: talk to us and we will approach the right insurers for you.
Our knowledge of the industry and of insurers' appetite lets us advise on the right cover, not just the cheapest. We take a client-centric approach: we help with timing, payment schedules and budgeting, and we stay with you as you grow.
Outgrown a package, or in fintech, payments, Web3 or digital assets? We arrange individually underwritten D&O, PI, cyber and crime cover across Asia.
Download your application form above. Our Hong Kong team is here to help.
