Like many industries Artificial Intelligence (AI) is having a profound impact on the insurance industry.

AI is now embedded across underwriting, pricing, and claims handling. The operational gains are clear. What is less discussed is how reliance on shared models, vendors, and data infrastructure can concentrate exposure across the market. As AI adoption accelerates, insurers will need to examine not just efficiency gains, but how correlation risk is building beneath the surface.

Swipe through to explore where systemic risk can emerge in AI-driven insurance and what it means for governance and coverage structures.